Affiliate Disclaimer

Disclaimer. No warranty. We accept no responsibility and disclaim all liability in respect of any errors or inaccuracies of the information contained in this site.

Insureandrive contains links to websites owned and operated by third parties. If you use these links, you leave our website. Insureandrive has no control over the contents of any linked website and is not responsible for these websites or their content or availability.

Information on third-party websites may contain inaccuracies or typographical errors. Information may be changed or updated without notice.

Please note that Insureandrive cannot be held responsible for the content and/or actions of these external websites and services that are linked to from Insureandrive and you will be subject to their terms and conditions when using them. It is suggested to read their terms and conditions before signing up and/or paying for any service.

You are also responsible for researching travel insurance offers and services and making decisions that are most suitable for your own insurance policy requirements.

The information presented on this website is designed to help you choose low-cost insurance that will meet your requirements and budget.

When you click on one of our links, you will be brought to the linked websites and your activity will be tracked by their affiliate software. Then Insureandrive will earn a small commission based on the commission type. You don't pay this commission, the linked website you shopped with does and we do not have any identifying information about you.

There is no obligation to purchase any item or use any service, and you certainly don't have to use the affiliate link to do so. If you'd rather not use an affiliate link to purchase a product or service simply Google the external website of your choice and navigate there affiliate-tracking free.

Which Online Merchants does Insureandrive work with?
My goal is to provide a list of online insurers and their insurance products and other services available for online visitors for a matter of convenience. That being said, the current affiliate links on Insureandrive include the following online companies:

Relationship of Parties
All rules, legal documents (including privacy policies), and operating procedures of online Merchants will apply to you as their customer while on any third party websites. We are not responsible for information provided by you to third party websites. Our relationship to third party websites is solely as independent contractors and neither party has authority to make any representations or commitments on behalf of the other.

>All users who travel insurance quotes through the Affiliate Program are customers of any third-parties and not Insureandrive. Accordingly, this Agreement and all third-party website rules, policies, and operating procedures concerning you as their user will govern.

Insureandrive and third-party websites are independent contractors, and nothing in this Agreement will create any partnership or sales representative relationship between Insureandrive and third-party websites. Neither party has authority to make any representations or commitments on behalf of the other. Insureandrive will have no authority to make or accept any offers or representation on their behalf. Insureandrive will not make any statement that would contradict anything in their Affiliate Agreement or in this Section. Insureandrive does not represent itself to be an agent or representative of any third-party website. In addition, these third-party websites do not sponsor or endorse any affiliation between third-party websites and Insureandrive.

Third-Party Websites, Third Party Links, Advertisements, and Content Disclaimer
Insureandrive may allow access to or advertise certain third-party product or service providers ("Third-Party Websites") from which you may purchase certain goods or services. You understand that we do not operate or control the products or services offered by third-party websites. Third-party websites are responsible for all aspects of order processing, fulfillment, billing, and customer service. We are not a party to the transactions entered into between you and online Merchants.

Insureandrive makes no representations whatsoever about any other web site or third-party service which you may access through our site. When you access a non-Insureandrive web site, or purchase services from a third-party please understand and acknowledge that it is independent from Insureandrive and that Insureandrive has no control over the content on that web site or services.

Insureandrive is not responsible for the service, its fees, or the proper functioning of third-party websites, including the accuracy, completeness or product or service requests.

You understand that we do not operate or control the products or services offered by third-party websites. A third-party website is responsible for all aspects of order processing, fulfillment, billing, and customer service. We are not a party to the transactions entered into between you and a third-party website.

Our customers are not, (by virtue of our participation in the various Affiliate Programs,) Insureandrive customers. As between Insureandrive and a third-party website, all pricing, terms of sale, rules, policies, and operating procedures concerning customer orders, customer service, and product sales set forth on a third-party website will apply to you as their customer, and they may change them at any time.

Insureandrive will not handle or address any contacts with any of third-party website customers, and, if contacted by any of their customers for a matter relating to interaction with a third-party website we will state that those customers must follow contact directions on a third-party website to address customer service issues.

In addition, a link to a non-Insureandrive web site does not mean that Insureandrive endorses or accepts any responsibility for the content, use, or products and services made available through such web site.

Site Information And Access
It is not necessary to register or disclose any personally identifiable information with us in order to use this Website. Through this website you are able to link to a third-party website which is not under the control of Insureandrive. We have no control over the nature, content and availability of any third-party website. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Privacy
We strive to protecting your privacy and treat it very seriously and we process information about our visitors in line with our Privacy Policy. By using this website, you agree to the way in which we process and deal with your personal information.

Use This Site At Your Own Risk
Every user who visits or uses any portion of Insureandrive site does so at his or her own risk. Insureandrive makes no representations or warranties of any kind as to the accuracy, completeness, timeliness or correct sequencing of any of the information or materials contained in this site, including, without limitation, any information provided from publicly available sources. Insureandrive makes no representation or warranty concerning the security of any data transmitted through this Web site, including information relating to content, prices, product description or any other matter.

Links to Third-Party Websites
Insureandrive contains hyperlinks to third party websites and is independently owned from third party websites. Such links are not endorsements of any products or services in such sites, and no information in such site has been endorsed or approved by Insureandrive.

These links are provided solely as a convenience to you and not as an endorsement by Insureandrive of these third party websites or their content. Insureandrive is not responsible for the content, or the privacy practices of other websites or any operational aspect of any third-party website. Nor does it make any representation, warranty, condition, or covenant of any kind regarding any third-party website. Please note that the Insureandrive does not guarantee the accuracy, relevance, timeliness, or completeness of any information on third party websites.

The material contained on this website is only general information and is not intended to be an exhaustive list of insurers and insurance products available in Canada. The information provided by Insureandrive does not constitute advice of any kind, nor is it an endorsement or recommendation of any insurer or insurance product. An insurer(s) listed on this site may not provide a particular product in all areas in Canada. Some insurers may also only provide certain products via an insurance broker. Please contact your insurer or broker to check these details.

I encourage you, when you leave this website, to read the privacy policy (or privacy statement) of each and every website you visit, as this particular privacy policy and terms of use applies only to this website.

Links to third parties' websites are not under the control of, or maintained by Insureandrive. We provide these links only as a matter of convenience and, to the maximum extent permitted by law, Insureandrive will not be responsible for the content of such websites and does not endorse or recommend any products or services displayed or offered on any linked websites.

Insureandrive recommends that you consider whether these products are appropriate for your needs. If you acquire any of these products, any arrangements will be with the insurer (or broker), not Insureandrive. Whilst the information included here is provided in good faith, no representation is made as to its accuracy.

WARRANTY DISCLAIMER AND LIMITATION OF LIABILITY


The content on this site is provided for informational purposes only and should not be used as a substitute for professional insurance advice. Such advice should be taken before acting on any of the matters discussed herein with your insurance advisor.

THE CONTENT ON THIS WEBSITE IS NOT INTENDED TO BE USED AS A SUBSTITUTE FOR PROFESSIONAL ADVICE. IT IS RECOMMENDED THAT YOU OBTAIN PROFESSIONAL ADVICE FROM A QUALIFIED INSURANCE PROFESSIONAL TO MEET YOUR INSURANCE NEEDS. YOU SHOULD NOT ACT OR RELY ON ANY OF THE CONTENT WITHOUT SEEKING SUCH ADVICE.

EXCEPT AS EXPRESSLY PROVIDED IN THIS AGREEMENT, THIS WEBSITE AND ALL CONTENT ARE PROVIDED "AS IS" WITHOUT ANY REPRESENTATIONS, WARRANTIES, GUARANTEES OR CONDITIONS, OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO, WARRANTIES AS TO UNINTERRUPTED OR ERROR FREE OPERATION, AVAILABILITY, ACCURACY, COMPLETENESS, CURRENTNESS, RELIABILITY, TIMELINESS, LEGALITY, SUITABILITY, PRIVACY, SECURITY, MERCHANTABILITY, QUALITY, TITLE, NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE, OR THOSE ARISING OUT OF A COURSE OF DEALING OR USAGE OF TRADE.

YOU AGREE THAT USE OF OR PURCHASES FROM SUCH THIRD PARTY WEBSITES IS AT YOUR OWN RISK AND WITHOUT WARRANTIES OF ANY KIND BY US, EXPRESSED, IMPLIED, OR OTHERWISE INCLUDING WARRANTIES OF TITLE, FITNESS FOR PURPOSE, MERCHANTABILITY, OR NONINFRINGEMENT. WE ARE NOT LIABLE UNDER ANY CIRCUMSTANCES FOR ANY DAMAGES ARISING FROM THE TRANSACTIONS BETWEEN YOU AND THIRD PARTY WEBSITES OR FOR ANY INFORMATION APPEARING ON MERCHANT WEBSITES OR ANY OTHER WEBSITE LINKED TO INSUREANDRIVE.

You release Insureandrive from any damages that you may incur, and agree not to assert any claims against Insureandrive in connection with your purchase or your use of any of the products, services, or information contained on sales page made available to you by third-party websites through Insureandrive. Your participation, correspondence or business dealings with these third-party websites found on or through Insureandrive, regarding payment and delivery of specific goods and services, and any other terms, conditions, representations or warranties associated with such dealings, are solely between you and third-party websites. You agree that Insureandrive will not be responsible or liable for any loss, damage, or other matter of any sort incurred as the result of any third party transaction.

Prior to purchasing any third party products or services described on the Site, you are advised to verify pricing, product quality and other information necessary to make an informed purchase. Nor Insureandrive shall have any liability arising from your purchases of third party products or services based upon the information provided on the Site, and we will not receive or review complaints regarding such purchases.

For your convenience, this website contain hyperlinks to websites and servers maintained by third parties. We do not control, evaluate, endorse or guarantee content found in those sites. We do not assume any responsibility or liability for the actions, products, services and content of these sites or the parties that operate them. Your use of such sites is entirely at your own risk.

You can apply for a number of products and services via Insureandrive. These products and services are not provided by us but are instead provided by third party websites over whom we do not have control. It is your responsibility to satisfy yourself that you wish to obtain any product or service before doing so. Insureandrive is not responsible or liable for any loss or damage you may suffer or incur in connection with any product or service you obtain after using this Website or for any acts, omissions, errors or defaults of third party websites in connection with that product or service.

If you apply for and obtain any product or service, you will be contracting with third party insurers who will be providing that product or service to you on their own terms and conditions. It is your responsibility to ensure that you understand and agree with those terms and conditions before entering into a contract to obtain that product or service. We are not responsible or liable for any loss or damage you may suffer or incur in connection with the terms and conditions applying to any contract entered into by you with third party insurers in relation to any product or service or for any acts, omissions, errors or defaults of third party insurers in connection with those terms and conditions.

ANY TRANSACTIONS, COMMUNICATIONS OR OTHER DEALINGS YOU HAVE WITH THIRD PARTIES FOUND ON OR THROUGH THE WEBSITE ARE SOLELY BETWEEN YOU AND THE THIRD PARTY. Insureandrive MAKES NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO SUCH THIRD-PARTY SERVICES, AND SHALL NOT BE RESPONSIBLE NOR LIABLE FOR OR IN CONNECTION WITH ANY SUCH THIRD-PARTY TRANSACTIONS, COMMUNICATIONS OR OTHER DEALINGS.

Exclusion of our liability in respect of third party advice, assistance, websites and products or services.
You can apply for a number of products and services via this Website. These products and services are not provided by us but are instead provided by third parties over whom we have no control. It is your responsibility to satisfy yourself that you wish to obtain any product or service before doing so. Insureandrive is not responsible or liable for any loss or damage you may suffer or incur in connection with any product or service you obtain after using this Website or for any acts, omissions, errors or defaults of any third party in connection with that product or service.

Be aware that the information and descriptions of products and services on this Website may not represent the complete descriptions of all the features and terms and conditions of those products and services. You must ensure that you carefully read all of the features and terms and conditions of any product or service before applying.

If you apply for and obtain any product or service, you will be contracting with a third party who will be providing that product or service to you on their own terms and conditions. It is your responsibility to ensure that you understand and agree with those terms and conditions before entering into a contract to obtain that product or service. Insureandrive is not responsible or liable for any loss or damage you may suffer or incur in connection with the terms and conditions applying to any contract entered into by you with any third party in relation to any product or service or for any acts, omissions, errors or defaults of any third party in connection with those terms and conditions.

Before you obtain any product or service from a third party, you must check all of the information, content, material or data held by the third party about you to ensure it is correct, complete, accurate and not misleading and that you have disclosed all relevant facts. It is your responsibility to identify and correct any mistakes or errors in the information, content, material or data held by the third party about you before you obtain any product or service. Failure to do so could invalidate the product or service provided by the third party. Insureandrive does not accept any responsibility or liability for any loss or damage you may suffer or incur if any information, content, material or data held by the third party about you is not correct, complete and accurate or if it is misleading or if you have failed to disclose all relevant facts.

In terms of site availibility, all reasonable measures are taken by us to ensure that this Website is operational all day, every day. However, occasionally technical issues may result and some downtime and accordingly we will not be liable if this website is unavailable at any time or being temporarily unavailable due to technical issues or for any reason beyond our control. Our webhost GreenGeeks offers 99% uptime. Insureandrive will not be liable for any loss or damage arising in contract, tort or otherwise if this website is unavailable or inaccessible for any reason

Where possible we always try to give advance warning of maintenance issues that may result in Website down time but we shall not be obliged to provide such notice.

The information contained on this website is provided for information purposes only and Insureandrive will use reasonable care to ensure that it is accurate at the date of publication. However, because of the nature of the Internet, there may be circumstances in which errors occur within the information. And as such, Insureandrive makes no warranty as to the accuracy of any information on this website and cannot accept liability for any errors or omissions within it.

Insureandrive is not responsible or liable for any infections or contamination of your system or delays, inaccuracies, errors, or omissions arising out of your use of this site or with respect to the content contained on this site. This site and all materials contained on it are distributed and transmitted "as is" without warranties of any kind, either express or implied, including, without limitation, warranties of title or implied warranties of merchantability or fitness for a particular purpose. The entire risk as to the quality, accuracy, adequacy, completeness, correctness and validity of any material rests with you. Insureandrive is not responsible for any special, indirect, incidental, or consequential damages that may result from the use of Insureandrive, or the inability to use, the materials contained on this site whether the content is provided or otherwise supplied by Insureandrive. Notwithstanding the foregoing, in no event shall Insureandrive be totally liable to you for any and all claims, damages, losses, and causes of action (whether in contract or tort or otherwise) for accessing this site.

As a visitor to Insureandrive you acknowledge and agree that any reliance on or use by you of any info available on this website shall be entirely at your own risk. in no event shall Insureandrive be liable for any direct, indirect, consequential or exemplary damages arising from the use or the performance of Insureandrive, even if Insureandrive or such provider has been advised og the possibility of such damages.

Where our website contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Insureandrive cannot warrant that this website is free of viruses or technical defects of any description, and accepts no responsibility for any technical problems arising from your use of this website. It is your responsibility to take precautions to ensure that whatever you select for your use by you is free of such items such as viruses, worms, trojan horses and other items of a destructive nature.

Security
Insureandrive will take all reasonable steps to ensure that any information you provide via e-mail on this website is kept secure, but please remember that, because of the nature of the Internet, the security of emails cannot be guaranteed. Consequently, your privacy cannot be guaranteed. There is no guarantee that any emails sent will be received by us. We process information about you in accordance with our privacy policy. By using our website, you consent to such processing and you warrant that all data provided by you is accurate.

We cannot guarantee the absolute security of our website or the security of information that you submit (or that we send to you) over the internet, since no internet transmission is ever 100% secure or error-free. Your use of the internet and electronic mail is at your own risk.

Additional information regarding the security of personal data is available in our Privacy Statement.

I am not an Insurance Agent or Broker, nor do I work for any Insurance broker or a company, nor am I an insurance expert. Information and descriptions contained in this web site are intended as general information and are not necessarily complete descriptions of all terms, exclusions and conditions applicable to the products and services offered by third-party websites and does not constitute an offer for purchase. Refer to your (travel) insurance advisor to obtain specific product or service information.

Please note that Insureandrive does not sell insurance, is not a licensed broker or agent, and is not owned in whole or in part by any insurance company, agent, brokerage or third-party Merchants. Unfortunately, this means we cannot answer or address any insurance-related questions or concerns nor give insurance-related advice.

Insureandrive shall not be liable for any loss of use, profits, savings or data or any indirect, special or consequential damages or losses, whether such losses arise in contract, negligence or tort, including without limitation, any losses in relation to your use of, reliance upon or inability to use this website.

Insureandrive is controlled and operated by Insureandrive.ca in the Province of Ontario, Canada. Insureandrive makes no representations that materials in a third-party website are appropriate or available for use in other locations. Content is intended for Canadian audiences only and although those who choose to access this site from other locations do so at their own risk and are responsible for compliance with any and all local laws, if and to the extent local laws are applicable.

Disclaimer Updates and Amendments
Insureandrive reserves the right to make changes to the Site and to modify, alter or otherwise update these terms and conditions at any time with or without notice and will be prominently posted here as they are binding on you. You should review this page on a regular basis for any such changes. Some of the provisions contained in these terms and conditions of use may also be superseded by provisions or notices published elsewhere on our website. Your continued use of Insureandrive after any changes to our Disclaimer will signify your acceptance to be bound by them.

By using the affiliate links, you are helping support the Insureandrive website, and I really appreciate your support. Thank you.

Jurisdiction and Severability
This agreement shall be governed by, construed and enforced in accordance with, the law of the Province of Ontario, as it is applied to agreements entered into and to be performed entirely within this province. Any action you bring to enforce this agreement or any matters related to this site shall be brought in the Federal or Provincial Courts located in Ontario, Canada. If any provision of this agreement is void or unenforceable in whole or in part, the remaining provisions of this Agreement shall not be affected.

You agree and acknowledge that your use of this Site shall be deemed to have occurred and taken place solely in the province of Ontario, Canada. You further agree and acknowledge that these terms and conditions, and any disputes in connection with your use of this Site or its contents, will be governed by the laws of the province of Ontario, Canada, and the laws of Canada applicable therein. You expressly consent to the jurisdiction and venue of the courts of Ontario in any and all actions, disputes or controversies relating hereto. If any provision of these terms and conditions shall be found to be unlawful, void or unenforceable, then such provision shall be deemed severable herefrom and will not affect the validity and enforceability of any remaining provisions.

Consent
By using our website, you hereby consent to our Disclaimer and agree to its terms.

I am sorry this Disclaimer is long, disjointed and boring. But it is requisite as well as necessary...

Contact

Insureandrive welcomes your comments regarding our Disclaimer. If you believe that Insureandrive has not adhered to this Disclaimer or you require any changes or access to your personal information, please use our Contact Form.

Alternatively, you can contact us in writing at:

Insureandrive
PO Box 641
Massey, Ontario
P0P 1P0
Canada

Terms of Use:

Your use of the Insureandrive website is governed by my Terms of Use, which contains disclaimers, limitations of liability and a choice of Canadian law and jurisdiction.

Privacy Policy:

Your use of the Insureandrive website is governed by my Privacy Policy, which tells you how we use personal information collected at this site.

We participate in the Merchant Affiliate Program and receive a small amount of compensation for purchases made through these links.

Designated trademarks and brands are the property of their respective owners.

Remember the name: Insureandrive.ca